Just made some Photoshop actions that creates frames for your images. It's a series that includes a whole bunch of different sets.
Only the first one adds text automatically, but you can manually add your own to the rest.

Set #1: Text
Set #2: Simple
Set #3: Double
Set #4: Filtered
Set #5: Shadow
Set #6: Soft fade
Set #X: Bonus

For those who wonder how to use a Photoshop action, it's as simple as double-clicking the action-file, and it will be added in your actions palette (window->actions). Now just select the desired action in the list and press the "play" button to run it on your image.

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Photoshop CS4 tutorial for how to easily make a photo black and white while keeping the color in one area: [link]

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Photoshop brushes:
[link] - Footprint brushes
[link] - Monoprint texture brushes
[link] - Fingerprint brushes
[link] - Handwriting brushes
[link] - Stick figure war brushes
[link] - Burnt paper brushes
[link] - Paper brushes